Cards for Bad Credit

Credit cards for bad credit are one of the major hypes now, so if you’re thinking of getting one, here’s a short list of credit cards for bad credit you might want to take a look at.

Capital One Secured Mastercard. The annual purchase rate is only roughly 25% and annual fee is waived. This is a great option if you’re looking for flexible terms for the deposit since you can pay it 80 days after opening the account. You also get access to the card’s credit tracker tool to help you improve your credit score.

Digital Federal Credit Union Visa Platinum Secured Card. Another best-selling credit card for bad credit, this one has an even lower APR at 11.50% and zero annual fee for your first year.

Milestone Gold Mastercard. If you’re looking for unsecured credit card for bad credit options, this one is a winner. APR is relatively low at 24% and annual fee is only $35. As an unsecured credit card, it provides one of the fastest and easiest pre-qualification processes.

Indigo Platinum Mastercard. This is another option for credit cards for bad credit. APR is also relatively low at 24% with the first annual fee waived. Like the Milestone card, this one allows previous bankruptcies so pre-qualification is easy and does not impact your credit score.